She was one of the favorite loan officers in the Federal Employees Credit Union. About a year ago, loan officer Karan Shepherd saved a first-time car buyer $3,000, said Florence Rogers, chief executive officer of the Federal Employees Credit Union. A girl was trying to buy a car, and as Shepherd processed the application she decided to call the dealer directly, Rogers said. Shepherd was able to talk the dealer down by $3,000. Shepherd, 27, joined the credit union in the Alfred P. Murrah Federal Building in October 1988. She had attended Moore High School and Draughon School of Business. Shepherd had two daughters, Brittany Miller and Gabby, aged 10 and 4 at the time of her death. Shepherd and her husband, Jay Shepherd, lived in Moore and enjoyed attending the girls’ T-ball games, Rogers said. Other survivors are nephew Eric Truelove of the home; father Paul R. Howell of Oklahoma City; mother Shirley Howell of Oklahoma City; two sisters, Vicki Truelove, Muskogee, OK, and Lana Nowicki, Oklahoma City; a niece & nephew, Shylie & Christopher Nowicki of Oklahoma City; maternal grandparents, Eddie & Iva Dunn of Oklahoma City; maternal great grandmother, Agnes Smith of Oklahoma City; father & mother-in-law, Don & Dixie Shepherd of Oklahoma City, and numerous other relatives and friends. In addition to her family, Karan is survived by a special friend, John R. Strain, who was always there to help her.